.fc-coll-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
}
.fc-coll-card {
  display: flex;
  flex-direction: column;
  gap: 8px;
  padding: 18px;
  border: 1px solid #e8ebf5;
  border-radius: 16px;
  background: #fff;
  text-decoration: none !important;
  color: inherit;
  transition: transform .15s, box-shadow .15s;
}
.fc-coll-card:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 28px rgba(16, 23, 47, 0.08);
}
.fc-coll-ico { font-size: 28px; }
.fc-coll-card strong {
  font-size: 18px;
  font-weight: 800;
  color: #10172f;
}
.fc-coll-card p {
  margin: 0;
  color: #5c6478;
  font-size: 14px;
  line-height: 1.55;
  flex: 1;
}
.fc-coll-card em {
  font-style: normal;
  font-size: 12px;
  font-weight: 800;
  color: #E53935;
}
.fc-flow {
  list-style: none;
  margin: 0;
  padding: 0;
  max-width: 720px;
}
.fc-flow-step {
  display: grid;
  grid-template-columns: 44px 1fr;
  gap: 14px;
  padding: 16px;
  border: 1px solid #e8ebf5;
  border-radius: 16px;
  background: #fff;
}
.fc-flow-num {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  background: #fff0ef;
  color: #E53935;
  display: grid;
  place-items: center;
  font-weight: 800;
}
.fc-flow-step em {
  display: block;
  font-style: normal;
  font-size: 11px;
  font-weight: 800;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: #E53935;
}
.fc-flow-step strong {
  display: block;
  margin: 2px 0 6px;
  font-size: 18px;
  color: #10172f;
}
.fc-flow-step p {
  margin: 0 0 10px;
  color: #5c6478;
  font-size: 14px;
  line-height: 1.55;
}
.fc-flow-arrow {
  list-style: none;
  text-align: center;
  color: #9aa3b8;
  font-size: 22px;
  font-weight: 800;
  padding: 6px 0;
}
@media (max-width: 900px) {
  .fc-coll-grid { grid-template-columns: 1fr; }
}